A Silent Crisis: Air Pollution in Emerging Economies
The air we breathe should sustain life—not cut it short. Yet, air pollution continues to be one of the biggest threats to public health, especially in emerging economies.
India ranks among the most affected, with 83 of the 100 most polluted cities worldwide, according to the 2023 World Air Quality Report. In Delhi alone, PM2.5 levels reached 100 µg/m³ in 2021—20 times the WHO-recommended limit of 5 µg/m³.
The consequences are devastating. Air pollution claims 9 million lives annually, with 92% of these deaths occurring in low- and middle-income countries. The time to act is now.
Breaking Barriers, Creating Opportunities
Financial access is a stepping stone to a better future, yet millions in India and beyond remain locked out of the system.
In Africa, 57% of adults (350 million people) lack bank accounts, while in India, 240 million people (19% of adults) still struggle to access banking, loans, and financial services. Rural communities are hit hardest—one in five people in rural India lives in multidimensional poverty, a stark contrast to urban areas.
Without access to financial resources, individuals are trapped in a cycle of economic hardship, limiting their ability to grow, invest, and improve their livelihoods. At Terra Motors, we recognize that true progress means empowering people, not just advancing technology.
Our Commitment to Responsible Governance
At Terra Motors, we are committed to strong governance practices that foster transparency, accountability, and ethical conduct across all areas of our business. To ensure stakeholders are informed and engaged in our decision-making processes, we follow three key principles:
Financial Reporting
We publish annual financial statements in line with international accounting standards, ensuring accuracy, integrity, and clarity in all financial disclosures.
Sustainability Reporting
Our annual sustainability report offers a comprehensive view of our environmental and social impact. This reflects our dedication to responsible business and long-term value creation.
Stakeholder Engagement
We maintain open lines of communication with customers, employees, investors, and local communities—actively listening, addressing concerns, and responding to emerging issues with actionable solutions.
